Question 1

What is high value home insurance?

Accepted Answer

High value home insurance is specialist cover designed for properties valued at £1 million or more. It provides comprehensive protection that standard policies cannot offer, including higher coverage limits, agreed value settlements, and cover for fine art, jewellery, and other valuable possessions.

Question 2

How much does high value home insurance cost?

Accepted Answer

The cost of high value home insurance varies based on property value, location, security features, and coverage requirements. Our specialist brokers compare quotes from leading providers to find competitive premiums tailored to your specific needs.

Question 3

What does high value home insurance cover?

Accepted Answer

High value home insurance typically covers buildings and contents to their full replacement value, fine art and antiques, jewellery collections, worldwide personal possessions, alternative accommodation, and liability protection. Many policies also include specialist features like guaranteed rebuild costs and claims concierge services.